This study investigates how customers co-create value in online banking.The aims of this study were twofold.First, it tests the DART model (dialogue, access, risk assessment, and transparency) as a driver of customer value co-creation.Second, this study investigates trust and reputation as the outcomes of value co-creation in online banking.Explora

The Islamic law and the state legislations have given great importance to proof of evidence, because of the great role it plays in the administration of justice and the realization of the truth.The Almighty said: "O David! We did indeed make thee a vicegerent on earth: so judge thou between men in truth (and justice): Biscuits Nor follow thou the l

Objectives The construction sector is a very important sector in achieving carbon neutrality.In modern society, construction has grown rapidly, and basic materials such as cement and concrete have contributed greatly to the development of construction.These materials emit a large amount of global warming substances during the raw material extractio

Secondary clarifier is one of the most commonly used unit operations in wastewater treatment plants.It is customary designed to achieve solids separation from biologically treated effluent through clarification of biological solids and thickening of sludge.As treatment plants receive increasingly high wastewater flow, conventional sedimentation tan